Achieve financial freedom with expert debt consolidation.
Helping you efficiently pay off your debt.
Your goal should be to pay off your debt quickly and conveniently. Simply paying the minimum won’t get you there. The repayment period depends on your total debt. We can help you create a plan to eliminate your debt in as little as 12 to 48 months. By joining and completing our program, you could save a significant amount of time and money. Get out of debt faster than you ever imagined.
Understand your debt situation with a complimentary evaluation. We’ll provide you with a clear picture of your financial standing and potential solutions.
Create a tailored payment plan that suits your financial needs. Our experts will help you structure manageable monthly installments to pay off your debt efficiently.
Work with us to negotiate better terms with your creditors. We aim to reduce your interest rates and overall debt amount, making repayment more feasible.
Achieve debt resolution through negotiated settlements. We’ll help you reach agreements with creditors to pay off your debts for less than the total amount owed.
Become debt-free and regain control of your finances. Our program is designed to help you eliminate debt and secure a more stable financial future.
We handle most unsecured debts, negotiating daily with major credit card issuers and banks to reduce what you owe.
Happy Customers
Happy Customers
Happy Customers
A debt resolution program helps you manage and reduce your debt through a structured plan. Our team negotiates with creditors on your behalf to lower your debt amounts and interest rates, enabling you to make manageable monthly payments.
Take control of your financial future by eliminating your debt. Our program helps you pay off your obligations efficiently and effectively.
Achieve peace of mind with a stable financial foundation. Our solutions are designed to help you maintain financial security and manage your resources wisely.
Start fresh with a clean financial slate. We assist you in overcoming debt, allowing you to pursue new opportunities with confidence.
Manage unexpected medical expenses with our debt relief strategies. We offer solutions to help you handle medical bills without compromising your financial well-being.
Regain your financial freedom and independence. Our program supports you in becoming debt-free, so you can focus on building wealth and achieving your goals.
Simplify your loan and credit card repayments with our expert guidance. We help you create a manageable plan to pay off your debts and avoid future financial pitfalls.
No matter your financial situation, we have a debt relief solution tailored to your needs. Our program is designed to help you achieve financial freedom and stability.
Begin your journey by signing up for our program. Our simple registration process gets you started on the path to debt resolution.
Schedule a call with one of our debt resolution experts. We’ll discuss your financial situation and create a customized plan to reduce your debt.
Work with us to develop a personalized payment plan. We’ll guide you through each step to ensure you can manage your debt efficiently and effectively.
Have More Inquiries? View Further FAQs.
We are dedicated to helping you achieve debt relief by negotiating with your creditors. Our goal in these negotiations is to obtain agreements where your unsecured debt is settled for a substantially lower amount than its original value. The speed of resolving your debt depends on several factors, including the state of your credit report when you enroll and the potential impact of other debts, including those owed to us. It’s important to note that this process can affect your credit score, possibly resulting in a decrease
If you receive a summons or any other legal documents from one of your creditors, please send them to us immediately. We have partnerships with law firms in every state that can handle your case and assist with expedited negotiations.
Every individual’s circumstances are different, so if an unforeseen event happens, you may need to adjust your payment schedule. If changes are necessary, we are happy to assist you in making them. To cancel any automatic scheduled payments, please contact our Customer Relations Team at least seven days prior to your planned deposit date.
You might need to pay taxes on the amount of debt forgiven by your creditors, although this is unlikely. For any forgiven debt exceeding $600, your creditors will issue a 1099-C form, as debt forgiveness is considered income. However, if you are insolvent at the time of the settlement, you might not have to pay taxes on the forgiven debt. To fully understand your specific situation and any potential tax implications, you should consult with your tax advisor regarding any debt forgiven through a debt relief program.
The debt analysis is entirely free, confidential, and comes with no obligations. There are no upfront fees when joining Wisdom. Fees are only charged once the debt is resolved. Our rates generally range from 15% to 25%, though they may vary by state. How can Clear Canvas Financial help you with your debts? If you have unsecured debts such as credit card debt, department store card debt, medical bills, private student loans, payday loans, or business debts, consider exploring options from Debt Solutions.
This isn’t a loan intended for debt consolidation. What we offer is the ability to consolidate all your debts into a single, typically lower monthly payment than what you’re currently making.
Debt settlement is usually suitable for individuals with unsecured debt surpassing $7,500, who struggle to meet credit card obligations or have utilized their available credit. An optimal candidate seeks faster debt resolution, ideally within one to four years, rather than the extended timeframe of 20 to 40 years with minimum payments. By reducing monthly payments, debt settlement can hasten debt clearance. For those facing financial challenges and burdened with a debt load unmanageable within the next one to four years, debt settlement provides a route to decreasing monthly payments and attaining quicker debt relief.
Absolutely! Experiencing the strain of living paycheck to paycheck, managing significant credit card balances, and struggling to meet minimum payments can lead to unnecessary stress. This stress not only affects you but also impacts your loved ones. Enrolling in our program alleviates the stress, anxiety, and worry associated with excessive debt, while also assisting you in organizing your finances and negotiating down your debt. This allows you to focus more on what truly matters, such as your family, career, and enjoying life to the fullest.
Individuals facing financial challenges and struggling to meet the required minimum payments to creditors on their unsecured obligations are eligible for the program. To qualify, you must owe each creditor $500 or more in unsecured debt and have a total unsecured debt of at least $10,000.
While enrolled in the program, you won’t be able to use your program-enrolled credit cards, unfortunately. We do recommend setting aside one card for emergency use in case of any unforeseen circumstances. It’s best if this card is one you intend to keep and has an available balance.
While enrolled in the program, you won’t be able to use your program-enrolled credit cards, unfortunately. We do recommend setting aside one card for emergency use in case of any unforeseen circumstances. It’s best if this card is one you intend to keep and has an available balance.
We are here to help you become financially independent again.
