Privacy Policy
This Privacy Statement (Henceforth Referred To As The “Privacy Policy”) Applies To The Clear canvas Financial (“CCF”)-Owned And Managed Website Https://clearcanvasfinancial.Com As Well As Any Firm Affiliate Or Subsidiary Website Or Mobile Application (Collectively, The “Sites”). The Terms “We,” “Us,” Or “Our” In This Privacy Statement Relate To Affiliates Or Subsidiaries Of CCF That Have A Link To This Privacy Statement. This Privacy Statement Describes Our Possible Methods For Collecting Information From You Or About You, Our Potential Uses For That Information, Our Potential Sharing Of It With Third Parties, And Our Potential For Information Collection And Use For Advertising. Reading Our Privacy Policy Will Help You Better Understand Our Online Information Security Practices. For Further Information, Please Refer To Our Terms Of Service.
Approval Of The Policy:
By Accessing This Website, You Accept Our Privacy Statement And Our Use And Disclosure Of Personal Data About You.
The Promise We Make Regarding Privacy:
We Value The Privacy That You Own. We Outline Our Online Information Practices And The Choices You Have Regarding The Collection And Use Of Your Information In Order To Further Safeguard Your Privacy. On The Home Page And Other Pages Of Our Website, We Provide Privacy Policies.
What Does This Privacy Statement Address?
This Privacy Policy Describes How We Handle Any Personal Data You Provide Us Or Authorize Us To Obtain, Along With Any Other Information We Might Gather When Conducting Business With You Or When You Visit One Of Our Sites. Any Personal Information You Give Us, That Any Of Our Business Partners Disclose To Us, Or That We Release To Third Parties Is Likewise Covered By This Privacy Policy.
Along With Additional Websites And/Or Domains That Point To One Or More Of Our Websites, CCF Is The Owner And Manager Of Several Websites. Occasionally, We Might Expand Our Portfolio By Adding New Websites And/Or Domains. This Privacy Policy Applies To All Websites Owned And/Or Operated By CCF, Regardless Of Whether A Particular Website Is Specifically Specified. If You Would Like More Information About Our Family Of Companies, You May Contact Us At The Email Address Or Mailing Address Provided Below.
It Should Be Noted That Our Policies And Procedures Are Exclusive To The Sites That We Own, Operate, Or Control; They Do Not Extend To Websites That Are Managed By Other Companies, Websites That We May Link To, Or Websites That Are Associated With Other Industries That We May Exchange Information With.
If It’s Written:
Clear canvas Financial
The Information We Collect And Utilize On Our Website:
This Privacy Statement Applies To All Information Collected Or Submitted On The CCF Site. On A Number Of Websites, You Can Register To Receive Content And Make Requests. The Types Of Personal Information Collected At These Sites Include Your Name, Address, Email Address, Phone Number, State Of Residence, Total Amount Of Unsecured Debt, IP Address, Website Activity On The Site, And How You Found Out About Us. The Information We Have About You May Be Used, Among Other Purposes:
- ascertain the extent of your interest in the products or services that we, or our affiliates, offer, and inform you accordingly.
- interact with customers who want debt relief services
- access customer data and establish their accounts
- provide customer service
- find methods to improve our services
- provide opportunities for our partners and other companies to inform you about the products or services they offer that might be of interest to you
- exchange compiled statistical data with our business partners or for public relations purposes (for instance, we might inform an advertiser that X people visited a specific page on our website, or that Y men and Z women completed our registration form, but we wouldn’t reveal any information that could be used to identify those people.)
We May Use Your Personally Identifiable Information For A Variety Of Other Purposes Besides Those Mentioned Above, Like Sending You Promotional Materials And Giving It To Other Parties So They May Use It For Similar Purposes. (When We Refer To “Promotional Materials,” We Mean Communications That Explicitly Urge Users To Visit Websites Or Make Purchases Of Goods Or Services.) However, You Have The Option To “Opt-Out” Of Having Some Uses Of Your Personal Information Made.
THIRD PARTY INFORMATION DISCLOSURE
We May Release A Consumer’s Personally Identifiable Information In Order To Effect Or Carry Out Any Transaction You Have Requested From Us Or As Required To Fulfill Our Contractual Obligations With You. For Any Reason Permitted By Law, We Reserve The Right To Sell, Rent, Or Otherwise Disclose Your Personal Information To Third Parties. Your Personally Identifiable Information May Be Disclosed To Affiliated Companies That CCF Either Directly Or Indirectly Owns Or That It Shares Control Over. We Might Give Personally Identifiable Information About You To Companies That Are Not Directly Or Indirectly Owned By, Controlled By, Or Under The Direct Control Of CCF. In Order To Operate This Website, Provide The Products Or Services You Have Requested, Or Finish The Transactions You Have Approved, Personal Information Collected On This Website And By Third Parties Will Be Used. Your Personal Data Is Subject To Change And May Be Utilized In New Ways At Any Time. Your Personal Information May Be Used By Us To Contact Individuals With Promotional Offers Through Email, Phone, Direct Mail, Banner Advertising, And Other Means.
If You Would Prefer That Your Personal Information Not Be Collected By Any Third Party That Is Not Our Agent Or Service Provider, Please Call Us On 469-972-9493 To Reach Our Customer Service Department And Proactively Opt-Out Of Having Your Personal Information Shared.
Cookies
A Cookie Is A Little Text File That Is Stored On A User’s Computer As A Record. This Website Makes Use Of Cookies. We Do Not Link The Information We Save In Cookies To Any Personally Identifiable Information You Submit To Us When Visiting Our Website. We Use Session-ID-Containing Cookies. We Use Session Cookies To Make It Easier For You To Explore Our Website. A Session ID Cookie Expires As Soon As Your Browser Is Closed. At Your Option, We Can Set Up A Persistent Cookie To Prevent You From Having To Input Your Password Repeatedly. Thanks To Persistent Cookies, We May Track And Target Visitors’ Interests To Enhance Their Experience On Our Site.
If You Reject Cookies, You Can Still Use Our Site, But Certain Features—Like Surveys And Competitions—Might Not Function As Well For You. Some Of Our Business Partners, Such As Advertisers, Use Cookies On Our Website. We Have No Access To Or Control Over These Cookies. This Privacy Statement Just Covers Our Cookies; It Makes No Mention Of How Any Advertising Uses Cookies.
(Web Bugs/Web Beacons) Remove GIFS
By Informing Us Of The Information That Is Most Effective, Clear Gifs—Also Referred To As Web Beacons Or Web Bugs—Allow Us To More Effectively Control The Content On Our Website. Clear Gifs Are Little Images With A Unique Identifier That Are Used For Tracking User Behavior On The Internet. They Work Similarly To Cookies. Unlike Cookies, Which Are Stored On A User’s Computer Hard Drive, Clear Gifs—Roughly The Size Of The Period At The End Of This Line—Are Invisible Web Page Elements. We Do Not Associate Our Clients’ Personally Identifying Information With The Data Collected By Clear Gifs.
Regard For The Privacy Of Children
It Is Requested That Users Who Are Younger Than Thirteen (13), For Whom The Site Is Not Intended, Do Not Submit Any Personal Information Via It. We Never Knowingly Gather Information From Children Under The Age Of 13 Without Consent From Their Parents. Visit The Federal Trade Commission’s Website To Learn More About The Children’s Online Privacy Protection Act (COPPA). If You Think That We May Have Obtained Information From A Child Or Someone Else Who Is Not Yet Of Legal Age In Their Applicable Jurisdiction, Please Get In Touch With Us Using The Email Address Or Mailing Address Listed In The “Contact Us” Section Below. We Shall Make Every Attempt That Is Economically Feasible To Have The Content Removed.
Our Assured Data Protection
In Order To Prevent Unauthorized Access, Maintain Data Accuracy, And Ensure Proper Use Of Information, We Have Put In Place Appropriate Physical, Technological, And Management Methods To Protect And Secure The Information We Collect Online.
Do You Use My Personal Information To Contact Me Without My Consent?
This Privacy Statement Functions As The CCF Do Not Call Policy For All Consumers Under The Telephone Consumer Protection Act, In Compliance With State Law. We Reserve The Right To Record Or Listen In On Any Phone Calls You Have With Us. We Document Internal Requests To Not Be Called. “Do Not Call” Requests Will Be Honored For A Minimum Of Five Years And Will Be Fulfilled Within Thirty Days. Telemarketing Calls Won’t Be Made To Residential Or Mobile Phones That Are On The Do Not Call List.
CCF Has A Strict “Anti-Spam” Policy That Applies To All Of Its Clients, Vendors, And Business Partners In Addition To Itself. You Won’t Receive Emails From CCF Unless You Give Us Your Email Address Or Sign Up On One Of Our Websites To Receive Messages, Such As Our Newsletter.
You Have The Option To Request That We Not Get In Touch With Us At Your Mailing Address, Phone Number, Or Email Address. Please Be Advised That We Might Still Need To Contact You For Account-Related Matters And Other Nonmarketing Purposes, Even If You Opt Not To Receive Marketing Offers By Phone, Mail, Or Email. In Addition, We Might Continue To Send You Regular Account Mailings And Statements Along With Marketing Materials Via Email And The Internet.
You Have The Option To Request That We Not Get In Touch With Us At Your Mailing Address, Phone Number, Or Email Address. Please Be Advised That We Might Still Need To Contact You For Account-Related Matters And Other Nonmarketing Purposes, Even If You Opt Not To Receive Marketing Offers By Phone, Mail, Or Email. In Addition, We Might Continue To Send You Regular Account Mailings And Statements Along With Marketing Materials Via Email And The Internet.
Individual Identification Numbers
Our Privacy Policy Applies When We Obtain Your Social Security Number. It
- Protects Social Security Number Privacy
- Prohibits Its Illegal Disclosure
- Limits Who Can Access It.
Changes In The Business World
In The Event That Our Company Undergoes A Business Transition—Such As A Merger, Acquisition By Another Company, Or Sale Of All Or A Portion Of Its Assets—Your Personally Identifiable Information Might Be Transferred. At Our Sole Discretion, We May Notify You By Email And/Or By Placing A Prominent Notice On Our Website That Will Be Active For 30 Days Upon Any Such Change In Ownership Or Management Of Your Personal Information.
In California, Do Not Track Disclosures
When Users Choose To Opt Out Of Having Their Personally Identifiable Information About Their Online Activities Gathered Across Various Third-Party Websites Or Online Services, How Do We Respond To Their “Do Not Track” Signals From Web Browsers Or Other Systems? We Do Not Currently Respond To DNT Signals In Browsers Because We Do Not Currently Monitor Specific Persons Over The Web.
Third Parties May Get Personally Identifiable Information About Users Who Visit Https://clearcanvasfinancial.Com Regarding Their Online Activity Over Time And Across Several Sites.
Please Read, California Residents
When People With California Addresses Or Phone Numbers Are Disclosed To Us, We Will Automatically Treat Them As Though They Had Requested That We Not Share Their Information With Non-Affiliated Third Parties Unless Expressly Permitted By The Applicable California Law, In Compliance With A California Law. We Will Also Limit The Sharing Of Your Information With Our Affiliates In Order To Comply With Applicable California Privacy Laws.
Please Read, Vermont Residents
Accounts With Billing Addresses In Vermont Are Automatically Treated As Though You Have Requested That We Limit The Information We Share With Nonaffiliated Third Parties And With Our Affiliates. We Will Only Share Your Name, Address, And Other Contact Information With Non-Affiliated Third Parties With Whom We Have Joint Marketing Agreements, Along With Details On Our Interactions And Experiences With You.
Please Read, Residents Of Nevada
In Compliance With State Law, You Are Receiving This Notification. If You Would Like To Be Included To Our Internal “Do Not Call” List, Please Give Us a Call:469-972-9493 With Your Request. According To Nevada Law, We Must Also Provide You With Our Contact Information, Which Is As Follows: 469-972-9493; Bureau Of Consumer Protection, Office Of The Nevada Attorney General, 16842 Von Karman Ave, Suite 175 Irvine CA 92606
Notification Of Users Who Are Not In The United States
The Purpose Of This Privacy Statement Is To Discuss How Our Websites Collect Data From US Individuals. If You Are Using Our Sites From Outside The United States, Please Be Aware That Your Information Is Transferred To, Stored In, And Processed In The United States, Where Our Servers Are Situated And Where Our Central Database Is Operated. It’s Possible That The Laws And Policies Controlling Data Protection In The US And Other Countries Are Not As Comprehensive As Those In Your Own. You Consent To Us Moving Your Information To Our Facilities And To The Third Parties We Share It With In Line With This Notice By Using Our Services.
Testimonials
This Privacy Policy Covers The Data Collected From US Persons On Our Websites. Because That Is Where Our Servers Are Housed And Where Our Central Database Is Maintained, Please Be Advised That If You Visit Our Sites From Outside Of The US, Your Information Will Be Sent, Stored, And Processed There. It’s Likely That The Laws Governing Data Protection In The US And Other Countries Are Not As Comprehensive As They Are In Your Country. By Using Our Services, You Agree That Your Information Might Be Sent To Our Facilities And Any Other Third Parties That We Share It With In Compliance With This Notice.
Your Private Rights In California
Any Residents Of California For Whom We Have Collected Personal Information Through Any Means—Such As Your Use Of Our Website(S), Purchases Of Our Products Or Services, Or Correspondence With Us By Phone, Email, Mail, Or In Person—Are Covered By This Section. We May Handle Certain Personal Information About You For Which The California Consumer Privacy Act (“CCPA”) Is Applicable, But Not All Of The Personal Information We Handle Will Fall Under Its Purview.
In This Section, “Personal Information” Means Any Data That Can Be Reasonably Used To Identify, Describe, Link, Or Otherwise Relate To A Particular California Consumer, Resident, Or Household, Either Directly Or Indirectly. Deidentified Data And Data That Is Available To The Public Are Not Regarded As Personal Information. We Have Included All Material Gathered In Our Descriptions, With The Exception Of Information That Is Prohibited From Disclosure By Other Legislation, Such As The Gramm-Leach-Bliley Act (“GLBA”). However, By Doing This, We Do Not Intend To Waive Any Preemption Claims Under The GLBA Or Other Similar Rules.
Data That We Compile
The Following Are Not Included In Personal Information:
- Publicly accessible data from official government documents
- aggregated or de-identified customer data
- Information that is not covered under the CCPA, such as:
- clinical trial data, health information, or medical information protected under the California Confidentiality of Medical Information Act (CMIA) and the Health Insurance Portability and Accountability Act of 1996 (HIPAA);
- information protected by industry-specific privacy regulations such as the Driver’s Privacy Protection Act of 1994, the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) the California Financial Information Privacy Act (FIPA), and others.
